Joseph Waters - AF Wealth Advisors 

Joe dedicates himself to educating and providing for his clients in every stage of life as they look to build their financial security. Joe works tirelessly to earn and keep their trust for the long term. His clients come from all walks of life and include educators, employees of nonprofits and for-profit organizations. Many are still working while others are nearing or enjoying retirement now. What's most rewarding for Joe is to know that he’s made a positive contribution to his clients and their families.
Joe believes a good first step for investors is making saving and investing a top priority. It is important to have a knowledgeable advisor with access to quality solutions that are designed to help you achieve your investment and retirement goals. Joe specializes in helping individuals at every stage of life plan and invest for their future.

Professional Background
Joe has over 25 years of extensive financial services experience on Long Island with various firms, most recently with Cetera Investment Services where he served as a Senior Financial Advisor. Joe joined AF Wealth Advisors because they share in the belief that a comprehensive approach to wealth management allows him to be of service to his clients for the long term.

Education
Joe graduated from Marist College where he received a Bachelor of Science degree in Criminal Justice and a minor in Psychology. While there, he played 2 years of Varsity Basketball.

Personal
Joe has lived in East Islip NY since 1984 with his wife Joanne and three children, Christopher, Owen, and Erin. He and his wife are looking forward to becoming grandparents for the first time in early 2024.